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Muthoot Microfin Limited (Formerly: Panchratna Securities Limited)

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What we know

Legal name (as on RBI's list)Muthoot Microfin Limited (Formerly: Panchratna Securities Limited)
BrandMuthoot Microfin
Type of lenderNBFC-MFI (on RBI's list as of 30 Jun 2026)
RBI layerMiddle layer (RBI's size-based category for NBFCs)
Registered officeMaharashtra
RBI regional officeMumbai
Company ID (CIN)U65190MH1992PLC066228

Before you agree to any microfinance loan

  1. Ask for the Key Facts Statement: APR, every fee, the total you'll repay.
  2. Is it a group loan? Are you responsible if someone else doesn't pay?
  3. Will all your household's loan payments stay well below half of household income?
  4. Who do you complain to? Ask for the grievance officer's contact.

Read: What is microfinance in India? · How to check a lender

Source for registration details: RBI, List of NBFCs registered with the RBI (as on 30 June 2026), classification MFI. Logos belong to the lenders and are shown only to help you recognise them (logo: Logos provided by Logo.dev). Paisavy doesn't rank, recommend or earn from any lender. The directory is sorted A–Z.